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Terms of Service

Last Updated: February 21, 2026

Privacy Policy|Refund Policy|Risk Disclosure

1. Acceptance of Terms & Acknowledgment

Welcome to Day Trader Funding ("DTF," "we," "us," or "our"), operated by DTR Trading LLC. These Terms of Service ("Terms") govern your access to and use of our website at daytraderfunding.com and all related services, including our trading evaluation programs and funded trading accounts (collectively, the "Services").

By accessing our website, creating an account, purchasing an evaluation, or using any of our Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use our Services.

Mandatory Acknowledgment: As a condition of registration and at checkout, you must explicitly acknowledge and agree to the following statement: "I acknowledge that all trading accounts are simulated, payouts are discretionary, and I have read and agree to the Terms of Service." This acknowledgment constitutes an essential part of these Terms and establishes your explicit understanding of the simulated nature of the Services.

These Terms constitute a legally binding agreement between you and DTR Trading LLC. Please read them carefully.

2. Eligibility & KYC

2.1 Age Requirement

You must be at least 18 years of age (or the age of legal majority in your jurisdiction, if higher, up to 21+ where applicable) to use our Services. By using our Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into binding contracts.

2.2 Geographic Restrictions

Our Services are not available to residents of countries subject to U.S. sanctions or trade restrictions, including but not limited to:

  • Cuba
  • Iran
  • North Korea
  • Syria
  • Crimea, Donetsk, and Luhansk regions of Ukraine
  • Any other country or region subject to OFAC sanctions

By using our Services, you represent and warrant that you are not located in, under the control of, or a national or resident of any restricted country or territory.

2.3 Identity Verification (KYC)

We reserve the right to require identity verification ("KYC") at any time, including prior to processing any payouts or during your participation in our programs. You agree to provide accurate, current, and complete documentation when requested. Failure to provide satisfactory verification will result in immediate account termination and the permanent forfeiture of any pending or future payouts.

3. Account Registration

3.1 Account Creation

To access certain features of our Services, you must create an account. You agree to:

  • Provide accurate and truthful information during registration
  • Maintain the security and confidentiality of your login credentials
  • Notify us immediately of any unauthorized access to your account
  • Accept responsibility for all activities that occur under your account

3.2 One Account Policy

Each individual may only maintain one user profile with Day Trader Funding. Creating multiple user profiles, whether directly or through proxies, is strictly prohibited and will result in immediate termination of all accounts without refund.

4. Description of Services

4.1 What We Provide

Day Trader Funding provides:

  • Trading Evaluations: Simulated trading assessments to identify skilled traders.
  • Funded Accounts: Simulated trading accounts with the opportunity to earn performance-based compensation.
  • Educational Resources: Trading information and tools (for informational purposes only).

4.2 What We Are NOT

Day Trader Funding is NOT:

  • A broker-dealer or securities exchange
  • A Futures Commission Merchant (FCM)
  • A Commodity Trading Advisor (CTA)
  • An investment advisor or financial planner
  • An introducing broker

We do not hold customer funds for trading purposes. We do not provide investment advice. All trading occurs in simulated environments with real-time market data.

4.3 Third-Party Services

Our Services rely on third-party platforms for trade execution, market data, and payment processing. We are not responsible for the actions, performance, or availability of third-party services.

5. Evaluation Program

5.1 Nature of Evaluation

The evaluation is a simulated trading assessment using real-time market data. You are not trading with real money during the evaluation. The purpose is to demonstrate trading skill and risk management.

5.2 Evaluation Rules

All evaluation accounts are subject to the rules published on our Rules page. These rules include but are not limited to:

  • Profit targets
  • Maximum drawdown limits
  • Minimum trading days
  • Position sizing limits
  • Trading hour restrictions

Rules are subject to change. It is your responsibility to review current rules before trading.

5.3 Passing the Evaluation

Successfully completing the evaluation entitles you to receive a funded account, subject to identity verification and compliance with these Terms.

6. Funded Accounts

6.1 Nature of Funded Accounts

Funded accounts are simulated trading accounts with real-time market data. You are not trading with real capital. The capital shown in your account is entirely simulated.

6.2 Performance-Based Compensation

Traders who generate simulated profits may receive cash compensation based on their performance. This compensation constitutes a discretionary performance-based bonus, not wages, salary, investment returns, or contractual obligations. All payouts are fully discretionary and contingent upon strict adherence to our rules and these Terms.

6.3 Account Rules

All funded accounts are subject to the rules published on our Rules page. Violation of any rule may result in immediate account termination without compensation.

7. Payouts & Compensation

7.1 Payout Eligibility

To be eligible for payouts, you must:

  • Have a funded account in good standing
  • Have simulated profits available for withdrawal
  • Complete identity verification (KYC)
  • Comply with all account rules, Anti-Gaming rules, and these Terms

7.2 Payout Structure

Payout amounts and frequency are subject to the limits published on our Rules page. Currently, the profit split is up to 80% to the trader and 20% retained by DTF, as detailed in our specific program guidelines.

7.3 Payout Processing

Payouts are processed through third-party payment providers. We are not responsible for delays or issues caused by payment processors. Payouts may be subject to holds for verification and risk assessment purposes.

7.4 Tax Responsibility

All tax obligations arising from payouts or compensation received are solely your responsibility. Day Trader Funding does not withhold taxes from your payouts. We may require you to submit completed tax forms (such as W-9 or W-8BEN) before processing any payouts. We reserve the right to report any payouts to the appropriate tax authorities as required by law.

8. Trading Rules

All trading activity is subject to the comprehensive rules published on our Rules page. Key rules include:

  • Drawdown Limits: Maximum loss thresholds that must not be exceeded.
  • Trading Hours: All positions must be closed by the specified end-of-day deadline.
  • Contract Limits: Maximum position sizes per account tier.
  • Minimum Trading Days: Requirement to trade on multiple individual days.

Violation of any trading rule may result in immediate account termination without refund or compensation.

9. Prohibited Activities & Anti-Gaming

To maintain a fair and representative assessment environment, the following strategies and activities are strictly prohibited. Engaging in any of these will result in immediate account termination, forfeiture of all fees paid, and forfeiture of any pending payouts:

  • Hedging across multiple accounts: Taking opposite positions in the same or correlated instruments across different accounts (whether owned by the same identity or different identities).
  • Latency Arbitrage: Exploitation of simulated data feed delays, slow internet connections, or platform lagging.
  • External Signal Copy Trading: Using external signal services, account management services, or copy trading designed to exploit evaluation parameters.
  • Prohibited News Trading: Executing high-risk trades specifically during restricted macroeconomic news windows (if applicable to your program).
  • Unauthorized Automation: The use of automated trading systems, Expert Advisors (EAs), or bots without our prior, explicit written approval.
  • Opposing Positions: Opening opposing positions simultaneously or near-simultaneously to guarantee a risk-free profit in one direction.
  • Account Sharing: Sharing your login credentials or allowing a third party to trade on your behalf.
  • Platform Exploitation: Exploiting platform errors, bugs, pricing discrepancies, or technical glitches.
  • Other Malicious Activity: Engaging in manipulative or deceptive trading practices, collusion with other traders, providing false information during registration, or using VPNs/proxies to circumvent geographic restrictions.

10. Termination

10.1 Termination by You

You may close your account at any time by contacting support. No refunds will be issued for unused evaluation or funded account time.

10.2 Termination by Us

We reserve the right to suspend or terminate your account at any time, with or without cause, including but not limited to:

  • Violation of these Terms, trading rules, or Anti-Gaming policies
  • Suspected fraud or manipulation
  • Failure to provide satisfactory identity verification
  • Inactivity for 28+ consecutive days
  • Operating from a restricted jurisdiction

10.3 Effect of Termination

Upon termination, your access to our Services will cease immediately. Any pending payouts will be automatically forfeited if termination results from a violation of these Terms.

11. Intellectual Property

All content on our website, including text, graphics, logos, images, software, and the overall design, is the property of DTR Trading LLC and is protected by copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Services without our prior written consent.

12. Disclaimers & Regulatory Notices

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

We do not warrant that our Services will be uninterrupted, error-free, secure, or free of viruses or harmful components. We are not responsible for any trading losses, whether in simulated or live environments. Past performance is not indicative of future results.

CFTC Rule 4.41 Disclaimer

HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS, SOME OF WHICH ARE DESCRIBED BELOW. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM. ONE OF THE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THAT THEY ARE GENERALLY PREPARED WITH THE BENEFIT OF HINDSIGHT. IN ADDITION, HYPOTHETICAL TRADING DOES NOT INVOLVE FINANCIAL RISK, AND NO HYPOTHETICAL TRADING RECORD CAN COMPLETELY ACCOUNT FOR THE IMPACT OF FINANCIAL RISK OF ACTUAL TRADING. THERE ARE NUMEROUS OTHER FACTORS RELATED TO THE MARKETS IN GENERAL OR TO THE IMPLEMENTATION OF ANY SPECIFIC TRADING PROGRAM WHICH CANNOT BE FULLY ACCOUNTED FOR IN THE PREPARATION OF HYPOTHETICAL PERFORMANCE RESULTS AND ALL WHICH CAN ADVERSELY AFFECT TRADING RESULTS.

13. Zero Refund Policy

ALL SALES ARE FINAL. Day Trader Funding enforces a strict zero-exception NO REFUND POLICY on all purchases, fees, subscriptions, and program charges.

Upon successful payment, digital goods and Services are delivered immediately and considered consumed.

No refunds will be granted for any reason, including but not limited to:

  • Failure to pass any evaluation stage
  • Account termination or suspension
  • Violation of trading rules or these Terms
  • Platform outages, data interruptions, or third-party service disruptions
  • Dissatisfaction with the Services or program outcomes

Chargebacks or payment disputes initiated contrary to this policy may be treated as civil fraud and may result in permanent account bans, referral to collections, legal action, and formal dispute responses supported by account access logs, IP records, and trading activity data.

14. Payout Revocation and Clawbacks

We reserve the right, in our sole and absolute discretion, to deny, withhold, cancel, or revoke any payout request or previously approved payout at any time.

If violations of these Terms, trading rules, Anti-Gaming policies, or other misconduct are discovered after a payout has been issued, we may apply retroactive clawbacks and recover paid amounts.

We may, without limitation:

  • Deduct clawback amounts from future payouts
  • Offset amounts against any other sums otherwise payable to you
  • Void or terminate funded account status
  • Pursue any additional legal or equitable remedies available under applicable law

15. Limitation of Liability

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DTR TRADING LLC, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST DATA, LOSS OF BUSINESS OPPORTUNITY, OR REPUTATIONAL HARM, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES.

OUR MAXIMUM AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS SHALL NOT EXCEED THE TOTAL AMOUNT YOU PAID TO US DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO LIABILITY.

16. Indemnification

You agree to defend, indemnify, and hold harmless DTR Trading LLC and its affiliates, officers, directors, employees, contractors, and agents from and against any and all claims, demands, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

  • Your use of the Services
  • Your breach of these Terms or any applicable rules
  • Your violation of any law or the rights of a third party
  • Any tax obligations, filings, assessments, penalties, or liabilities connected to payouts or compensation you receive

17. Dispute Resolution - Mandatory Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved exclusively through final and binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.

The exclusive venue for arbitration shall be Sheridan County, Wyoming, and the arbitration shall be conducted in accordance with the laws of the State of Wyoming.

CLASS ACTION WAIVER: You and DTR Trading LLC agree that all claims must be brought solely in an individual capacity. You waive any right to participate in or recover relief under any class, collective, consolidated, representative, or private attorney general action.

Claims may not be consolidated with claims of any other party absent our express written consent.

18. Modification of Terms

We reserve the right to modify, amend, or replace these Terms, as well as any pricing, trading rules, payout structures, and program conditions, at any time and without prior notice.

Your continued access to or use of the Services following any such changes constitutes your acceptance of the updated terms and conditions.

19. Data Rights

All trading data, behavioral data, performance metrics, platform interaction data, and related outputs generated through your use of the Services are the exclusive property of DTR Trading LLC.

You irrevocably assign to DTR Trading LLC any and all right, title, and interest you may have in such data.

We may use, reproduce, analyze, modify, aggregate, publish, license, and distribute such data for any lawful business purpose, with no obligation to provide compensation to you.

20. Force Majeure

DTR Trading LLC shall not be liable for any delay, interruption, failure in performance, or inability to provide Services caused by events beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil unrest, labor disputes, government actions, regulatory changes, exchange closures, market halts, data feed interruptions, internet outages, power failures, or third-party platform failures.

21. Electronic Communications

By creating an account or using the Services, you consent to receive all communications from us electronically, including via email, website notices, dashboards, and other digital channels.

You agree that all agreements, notices, disclosures, and other communications provided electronically satisfy any legal requirement that such communications be in writing.

22. Survivability

Any provisions of these Terms that by their nature should survive termination shall survive, including but not limited to Indemnification, Dispute Resolution and Mandatory Arbitration, Data Rights, Limitation of Liability, and any payment-related obligations.

23. Miscellaneous

23.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Wyoming, without regard to conflict of law principles.

23.2 Severability

If any provision of these Terms is held invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

23.3 Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

23.4 Entire Agreement

These Terms, together with any rules and policies incorporated by reference, constitute the entire agreement between you and DTR Trading LLC regarding the Services.

24. Trade Replicability

The Company reserves the right to deny, reduce, or revoke payouts for any trades that, in our sole discretion, cannot be replicated in a live market environment. This includes, but is not limited to:

  • Trades executed during simulated data feed anomalies, lags, or freezes.
  • Fills at prices that would not have been achievable in real market conditions due to slippage or spread.
  • Trades exploiting simulated liquidity that does not exist in live markets.
  • Trades executed during periods of extreme latency or platform delays.
  • Any trade where the simulated execution materially differs from what would occur in live trading.

The Company's determination of trade replicability is FINAL and not subject to appeal.

25. Account Migration (Sim/Live)

The Company reserves the absolute right to migrate any user between simulated and live trading environments. We maintain the right to:

  • Move any trader from simulated funds to live capital at any time, without prior notice.
  • Move any trader from live capital back to simulated funds at any time, without prior notice.
  • Adjust account parameters, including but not limited to account size, drawdown limits, and position limits, when transitioning between simulated and live environments.

The trader has NO right to demand live trading or refuse migration in either direction. The trader acknowledges that migration decisions are based entirely on our internal risk assessment and are not subject to disclosure, review, or appeal. Compensation structures may change upon migration, but will never fall below the published minimum for your respective account tier.

26. Permanent Bans & Exclusions

In addition to standard termination rights, the Company maintains a strict, permanent exclusion policy for severe violations. Bans are permanent and apply comprehensively across all identities, devices, IP addresses, and payment methods.

  • Attempting to create a new account, directly or through proxies, after being banned is strictly prohibited and is grounds for immediate legal action.
  • The Company maintains an internal ban list and reserves the right to share ban information, including user identity and violation details, with other proprietary trading firms and payment processors to prevent fraud.
  • Banned users immediately and irreversibly forfeit ALL pending and future payouts with no right of recovery or appeal.

27. Educational Content Disclaimer

All educational content, trading strategies, market analysis, coaching, webinars, and any other informational material provided by DTR Trading LLC, Day Trader Funding, or affiliated entities:

  • Is provided for INFORMATIONAL PURPOSES ONLY.
  • Is NOT investment advice, financial advice, or a recommendation to buy or sell any asset.
  • Is consumed entirely at the user's own risk and free will.

Past performance shown in educational or promotional content is not indicative of future results. The Company makes no guarantee that following any strategy or guidance will result in profits. The user assumes full, sole responsibility for any trading decisions made based on educational content and explicitly waives any claims against the Company arising from decisions influenced by such materials.

28. Platform Integrity

The Company reserves the right to take any necessary action to ensure the absolute integrity of its trading platforms and simulated environments. We retain the unilateral authority to:

  • Adjust, modify, or reset simulated account balances at any time to correct discrepancies.
  • Correct or reverse trade executions that were the result of platform errors, glitches, or latency.
  • Void trades executed during known platform malfunctions or data feed interruptions.
  • Retroactively apply rule changes to open positions if required for risk management.

The Company's determination of platform integrity issues, errors, or malfunctions is final and binding.

29. Communication & Reputation

Users agree to conduct themselves professionally and not to make defamatory, false, or misleading public statements about the Company, its officers, employees, or its services.

  • Users agree not to encourage, solicit, or instruct others to file chargebacks or payment disputes against the Company.
  • Violation of this clause is grounds for immediate account termination, forfeiture of all accounts and payouts, and potential legal action for damages.
  • The Company reserves the right to publicly respond to false or misleading claims, including releasing relevant account and trading data, to correct the public record.

30. Earnings and Results Disclaimer

30.1 No Guarantee of Profit

There is absolutely no guarantee that any user will earn money, generate profits, pass evaluations, receive payouts, or achieve any particular financial outcome through the use of the Services. Participation in the Services is speculative and may result in no compensation or complete financial loss in live trading activity undertaken by the user outside our simulated systems.

30.2 No Guarantee from Coaching or Education

Participation in coaching programs, courses, mentorship, webinars, or any educational offering provided by DTR Trading LLC, Day Trader Funding, or any affiliated entity does NOT guarantee improved trading performance, profitability, or financial success. Results vary materially by individual, and most traders lose money.

30.3 Not Financial, Investment, Tax, or Legal Advice

Nothing provided by the Company constitutes financial advice, investment advice, tax advice, or legal advice. This includes, without limitation:

  • Website content, trading strategies, and market commentary
  • Educational materials, coaching sessions, and webinars
  • Social media posts, emails, and all other communications

You are solely responsible for obtaining independent professional advice appropriate to your personal circumstances before making any financial, legal, or tax decision.

30.4 Risk of Loss

Trading futures involves substantial risk of loss and is not suitable for all persons. Even in simulated environments, the strategies, behaviors, and habits developed may not translate to success in live markets due to slippage, liquidity, execution differences, emotional factors, and changing market conditions.

30.5 No Income Representations

Any income examples, earnings figures, revenue projections, or financial results presented by the Company, its affiliates, coaches, or representatives are NOT typical results. They are illustrative examples only and must not be interpreted as a promise, warranty, or guarantee of earnings.

30.6 Individual Results Vary

Trading outcomes depend on numerous variables, including market conditions, individual skill, discipline, risk management, technology, capital constraints, and macroeconomic events beyond anyone's control. No trading system, strategy, methodology, or educational framework can guarantee profits or loss avoidance.

30.7 Independent Decision Making and Responsibility

All trading and financial decisions are made solely by the user. The user bears 100% responsibility for all decisions, actions, and outcomes, including losses, missed opportunities, and negative consequences. The Company is not responsible or liable for any such outcomes.

30.8 Regulatory Compliance

Users are solely responsible for ensuring their activities comply with all applicable local, state, federal, and international laws, rules, and regulations. The Company makes no representation that any strategy, content, or activity is compliant in your jurisdiction.

30.9 Past Performance Not Indicative of Future Results

Past performance, whether simulated or live, historical or hypothetical, is NOT indicative of future results. Performance shown in testimonials, case studies, educational content, or marketing materials reflects individual experiences, is not typical, and should not be relied upon as predictive.

30.10 Third-Party Content

Any third-party content, opinions, commentary, or strategies shared on Company platforms do not necessarily represent the views of DTR Trading LLC and are not endorsed, adopted, or guaranteed by the Company.

31. Contact

For questions regarding these Terms, contact:

DTR Trading LLC d/b/a Day Trader Funding
Email: backoffice@daytraderfunding.com
Website: daytraderfunding.com